How Luno handles your data — spoiler: it doesn't.
The short version: Luno is built local-first. All your financial data is stored exclusively on your device using SQLite. We do not collect, transmit, store, or sell any personal or financial information. There are no servers, no accounts, and no tracking of any kind.
Luno does not collect any personal information. The app operates entirely offline and on-device. Specifically:
The only data that exists in relation to Luno is data you create yourself, stored locally on your device.
All data you enter into Luno — including transactions, account details, categories, and preferences — is stored in a SQLite database on your device. This data:
If you use your device's native backup features (such as Google Drive backup on Android), your app data may be included in those backups according to your device settings. This is governed by Google's privacy policy, not ours.
Luno does not integrate with any third-party analytics, advertising, or data services. The app does not include:
The only external resource the app fetches at runtime is web fonts from Google Fonts, which is subject to Google's privacy policy.
You have full control over your data at all times. To delete your data:
Since we do not hold any of your data on our servers, there is no need to contact us for data deletion.
Luno is not directed at children under the age of 13. We do not knowingly collect personal information from children. Since Luno collects no personal information from anyone, this applies equally to all users regardless of age.
We may update this Privacy Policy from time to time. Any changes will be reflected with an updated effective date at the top of this page and within the app's update release notes. Continued use of the app after changes constitutes your acceptance of the revised policy.
Given the nature of Luno's local-first architecture, changes to this policy are expected to be minimal.
If you have any questions about this Privacy Policy, please reach out: