Luno is a privacy-first personal finance manager. Track every transaction, understand your runway, and keep 100% of your data on your device.





Built for people who want precision without the bloat. No subscriptions, no syncing, no nonsense.
Track balances across wallets, banks, and cash accounts. See your total net position at a glance.
Daily burn rate, savings rate, financial runway, and in/out ratio. Filter across 7D, 30D, 90D, or all time.
Pre-seeded with categories across Essentials, Transport, Health, Lifestyle, and more. Fully customizable icons and colors.
Add notes, timestamps, and multi-account links to every transaction. Swipe to edit or delete with automatic balance reversal.
All data stays on your device via SQLite. No account required. No cloud sync. No tracking whatsoever.
Full light, dark, and system-adaptive modes. Custom icons and color palettes for every account and category.
Most finance apps show you what happened. Luno shows you what it means.
Luno was built local-first from day one. No servers to breach. No accounts to hack. No data to sell. Everything lives in SQLite on your phone.
Free to download. No subscription. No catch.
Get it on Google PlayAndroid 8.0+ required · Free forever